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Don??t Pay the Price For Monthly Payments
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311424897/don-t-pay-the-price-for-monthly-payments With annual motoring costs soaring and the average Brit now paying 2,482 a year just to insure and drive their car, the pressure is on to make savings wherever possible. However, many of us are throwing additional cash away by paying monthly on our car insurance premiums instead of annually.According to research from a comparison website, the car insurance industry scoops around 624million a year from customers that choose to pay monthly instead of annually. With typical premiums having risen by 19 in the last year alone, this is an expense drivers could do without.So why does it cost more to pay monthly?The majority of car insurance providers charge an annual percentage rate (APR) of around 23.9% - that's four times higher than the current best buy personal loan. While paying monthly instead of annually allows us to spread our payments and makes the overall cost more manageable, it adds close to 50 a year on to a typical premium.For example, a Norwich Union policyholder would pay an average total of 792.05 by paying monthly on their car insurance with an APR of 24.90%. However, by paying annually this amount could be cut to 730 - a saving of 62.05. Indeed Norwich Union isn't the only example of a car insurance company that charges far more for monthly payments than a one-off annual payment. An AA insurance policyholder could see premiums fall by 68 if he chose to pay annually.Of course paying upfront is too much for many consumers. So it's worth shopping around for a provider that doesn't add a charge for paying monthly, such as Virgin.For cheap car insurance, consider paying upfront on a 0% purchase credit card. That way you won't pay extra on your car insurance but can still spread payments.
Does Porsche really needs a supermini?
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311500372/does-porsche-really-needs-a-supermini news .
Colorado No Fault Auto Insurance
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311529451/colorado-no-fault-auto-insurance CO is a bit different from many of the other states in that it is a no fault state. What that means is that its drivers' expenses, both medical and vehicle repair, will be paid by their own insurance companies regardless of who was at fault in an accident. This was intended to minimize the number of lawsuits pressed each year and keep policy premiums low. There are limits to Colorado's no fault policy, however; if an injury is determined severe enough or damages and expenses exceed a certain limit the other driver may be brought into court and found responsible for some or all of the costs incurred.These exceptions to the rule mean that Colorado drivers are also required to carry a liability policy. Liability will cover those expenses for which the driver is deemed responsible. Minimum levels of liability in CO are twenty five thousand dollars for the medical expenses and vehicle repair costs incurred by a vehicle that is struck containing a single occupant, fifty thousand dollars for the combined expenses of all involved in the event the vehicle contained more than one occupant and fifteen thousand dollars to cover the cost of other property damage inflicted, such as the destruction of a mailbox or toppling of a light pole.PIP, or personal injury protection, is required as well. This will help pay for the medical expenses of the insured after an accident; those in possession of a comprehensive medical insurance policy may choose to carry only the minimum level of PIP coverage.Comprehensive/collision coverage is not required by state law but is recommended. This will pay for damages to the vehicle should the insured be responsible for an accident. Collision coverage will also pay for damages incurred due to inclement weather or wildlife, circumstances over which the driver has no control. Uninsured or underinsured motorist coverage is also recommended (but not required) in the event that a driver is the victim of a hit and run or is struck by a motorist not carrying a liability policy or whose level of liability is less than the costs incurred by the accident.Finding cheap cheap car insurance does not need to be a burden. Compare Colorado car insurance quotes from top companies at http://www.coloradoautoinsurance360.com
Car Insurance - The Best Articles, News & Resources
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311529450/car-insurance-the-best-articles-news-amp-resources Learn how to save money in auto insurance: Saving money wherever you can is important to us all. Car Insurance should be no different. Do not assume that your insurance agent knows everything about you and your car. We go out of our way to find all the possible car insurance discounts that are available to each customer.Drivers should take advantage of all discounts that many providers offer, that can significantly reduce the cost of car insurance. Understanding discounts and how they can affect car insurance premiums can help smart shoppers make better decisions about their coverage and possibly save themselves some money in the process.The first place to look to save money is with the deductible. Many don't know that deductibles can vary with each form of insurance coverage that is offered. You may have $250 deductible on comprehensive claims and a $500 deductible on the collision claims. Raising these deductibles can save money every month. Before increasing the deductibles compare what the savings are per month with what you would pay in the case of damage or an accident.Auto insurance can be confusing and mind boggling sometimes and it's hard to determine exactly why some individuals are receiving rates which are lower than others. There are many factors which contribute to the rate of auto insurance, some you have control over and others you don't. Below you will find valuable information regarding the factors which are compiled in order to determine the rate of your car insurance. We will help you understand important aspects of auto insurance and why some individuals receive higher rates than others. Visit us.http://www.auto-insure-quote-net.com
Auto Extremist calls out Nardelli on new leadership program
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311548558/auto-extremist-calls-out-nardelli-on-new-leadership-program From the rant: “In the worst economy seen in this country in decades and with the highest gasoline prices in history bringing the Detroit automakers literally to their knees, “Minimum Bob” Nardelli - the ex-Jack Welch/GE acolyte appointed by Cerberus to resurrect Chrysler - has officially pirouetted off the gang plank into the deep end of irrelevance with his latest misguided attempt at setting priorities for the beleaguered car company. Tom Walsh from the Detroit Free Press reported last weekend that Chrysler was embarking on an in “intensive new leadership program” for its top 300 executives in keeping with Nardelli’s blind adherence to the Jack Welchian-tinged mindset that’s rampant at Cerberus, the financial company that’s filled to the brim with ex-GE alums.” RANTS #449 - autoextremist.com
2011 Acura RL spy shots
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311591424/2011-acura-rl-spy-shots news .
Vishnu 135i vs. Lamborghini Gallardo
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311591423/vishnu-135i-vs-lamborghini-gallardo news .
Are We There Yet? By Brad Swarner
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311694930/are-we-there-yet-by-brad-swarner Whether you?re packing up the kids to go and visit family or going on an exciting self-drive holiday, travelling with kids can be a handful. Once you?ve decided on your destination, locked up the house, packed up the car, these useful tips will help beat the boredom and keep the peace on the road. ? In car entertainment Take a range of games, story and music CDs and books with you to keep the kids entertained. ? Take regular breaks Let the kids out of the car for toilet breaks as often as possible. It?s also a good time to stretch your legs. ? Drinks and snacks Hungry and thirsty kids are grumpy and irritable. So make sure you take some snacks and drinks in the car to keep the hunger pains at bay. ? Be prepared Take essential items like tissues with you in the car to clean up any little accidents. ? Travel in comfort Take some blankets in the car in case the kids get cold. If it?s hot, try taking something that will help cool the kids down. ? Get a good night?s sleep If you?re travelling during the day, try to make sure that everyone gets a good night?s sleep the night before you leave so that you?re all well rested for the trip. ? Driving through the night If you can drive through the night with the kids sleeping comfortably in the back, it will make the trip go much quicker for them and eliminate the boredom factor. ? In tune Play soft, melodious music for a calming effect on your kids. Of course, there?s nothing like a rowdy family singalong for fun but when it?s time to calm down, soft and slow will do the trick. ? Plan the quickest route You can save travel time and avoid getting lost by carefully planning your route before you leave. It also pays to check the traffic news in case there are unexpected delays. ? Car care Before you leave, get your car checked out. Check the oil level and tyre pressure and ensure everything is in good working order.
BMW will invest another $270 million to expand in U.S.
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311593110/bmw-will-invest-another-270-million-to-expand-in-u-s news It is also spending $100 million to expand its U.S. headquarters in Woodcliff Lake, N.J., where roughly 1,000 people will be employed in total. BMW reaffirmed on Friday it is investing $750 million to expand production capacity in its U.S. plant in Spartanburg, S.C., where it will eventually assemble its X3, X5 and X6 range of sports utility vehicles. By 2012, the plant will be able to build 240,000 units as opposed to the current 160,000. The depreciation in the dollar has forced more carmakers to consider local dollar-zone production. Domestic rival Volkswagen is expected to decide in the coming weeks where to build a new assembly plant in order to naturally hedge its exposure to the dollar.
Volkswagen Tiguan HyMotion Fuel Cell Concept
- posted: 15.06.08http://feeds.feedburner.com/~r/auto-news-blogs/~3/311886504/volkswagen-tiguan-hymotion-fuel-cell-concept Originally shown at the Shanghai Motor Show and the 2007 Michelin Challenge Bibendum, the Tiguan HyMotion highlights the current state of Volkswagen??s hydrogen fuel cell research and development. The Tiguan HyMotion features a hydrogen fuel cell system, which provides over 107 horsepower and produces zero tailpipe emissions (clean water vapor is its only bi-product). The innovative new Tiguan builds upon Volkswagen??s ongoing development of the fuel cell as previously demonstrated with the Touran HyMotion. Volkswagen has long been committed to fuel efficient, environmentally responsible vehicles and this is evident with the new Tiguan utility vehicle and the Jetta TDI, offered in both sedan and SportWagen body styles. These vehicles provide efficiency, utility and performance in the refinement and interior appointment that is the hallmark of all Volkswagen vehicles. The well-refined four cylinder turbocharged engines ?? the Jetta utilizing Volkswagen??s TDI technology and the Tiguan the fuel efficient TSI ?? provide ample horsepower and prodigious torque to make these vehicles sporty, efficient and fun to drive. Tiguan HyMotion The Tiguan HyMotion concept features a fuel cell system integrated in the engine compartment capable of 107 horsepower. With an assist from the electric motor, the Tiguan HyMotion advances to 134 horsepower. The top speed of the Tiguan HyMotion is 93 mph and it accelerates from 0 to 60 mph in about 14 seconds. A lithium ion battery with a charge capacity of 6.8 Ampere-hours (Ah) serves as an auxiliary energy storage device with a maximum power output of 22 kW. The battery is charged by recovered braking energy (recuperation) or by the fuel cell. This increased functionality and efficiency does not impair the interior space of the vehicle. The battery system is installed in the trunk beneath the dual cargo floor available on the production Tiguan. The 700 bar hydrogen tank was integrated in the area beneath the floor in the rear bench seat and cargo area. It can hold up to 3.2 kilograms of hydrogen (H2). Basic operation of fuel cells The key component of each individual fuel cell ?? a number of them are combined into a stack ?? is a proton-conducting membrane. It is located between each anode and cathode pair. Hydrogen flows on the anode side, and air flows into the cell on the cathode side. When many of these cells are combined in a stack, enough energy can be generated to drive a vehicle. In each cell, hydrogen and oxygen react to form water on the cathode side. The fuel cell thereby converts chemical energy directly into electrical energy in an oxidation, or ??cold? combustion process. The generated ??exhaust? is clean water vapor. The fuel cell is supplied fuel from the hydrogen tank and oxygen from the air by an external air inlet and outputs the electrical energy it generates ?? the power ?? via a converter and a downstream electrical system rectifier ?? to one or more electric motors. The Tiguan HyMotion is nearly silent when driven, and it is emissions-free. Current Fuel Efficient Vehicles Fuel efficiency, performance and convenience all come standard with the 2009 Jetta TDI sedan and SportWagen. The eagerly anticipated, 50-state compliant clean diesel TDI??s come to the United States in August 2008. The Jetta TDI will have an immediate impact on fuel savings in a big way ?? up to 35 percent savings compared to a similar gasoline engines. The Environmental Protection Agency estimates the Jetta TDI at an economical 29 mpg City and 40 mpg Highway. Volkswagen engineers have been able to reduce NOx emissions by 90 percent on the TDI engine, through internal engine modifications and new catalytic converter technologies. This advance in diesel technology allows the Jetta TDI to exceed the toughest emissions requirements, including the ??LEV2? standard, which limits NOx emissions to 70 mg per mile. The new Tiguan comes standard with a 2.0L TSI engine delivering turbocharged acceleration while maintaining responsible fuel efficiency of 18 mpg in the city and 25 mpg on the highway. This award winning turbocharged four-cylinder power plant delivers 200 horsepower and 207 lbs ??ft of torque. The combination of four valves per cylinder, direct fuel injection and turbo charging delivers the optimum balance of power and economy. Adding to increased efficiency is a choice of either six-speed automatic or six-speed manual transmission options.
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